Universal Credit must be high up on the list of policy initiatives which begin with a laudable goal and end up pointing in the wrong direction. The goal of simplification, streamlining the  mad proliferation of benefits, is obviously desirable, but there is increasing evidence on the potentially devastating impact it will have on the more marginal members of society. Most of the recent press attention has concentrated on the impact of the 6-week delays in payments on families that have no resources to fall back on.  But now more of us are becoming aware of other implications - see the powerful piece by Pilgrim Tucker in the Guardian .  I'm…